Harvey Cotton, principal in the benefits consulting group (Boston), was quoted in a June 28 Financial Advisor article examining health savings accounts (HSAs). HSAs are savings accounts for people with high-deductible health plans that let account holders set aside money to pay for current or future medical expenses.
Mr. Cotton explains that employers actively take steps to incent employees to contribute to HSAs. He notes that some employers contribute to HSAs to help employees start a savings plan and encourage those employees to use premiums savings to start contributing themselves, which makes it easier for account balances to grow.
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